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Grade Economy is an innovative ecosystem that transforms grades into currency.
Students earn, spend, and manage "Grade Coins" based on their grades, learning about money, taxes, inflation, and more in an ecosystem that mimics the real world.
Grade Economy transforms academic performance into currency within a virtual economic system. Each grade earns currency units, enabling users to practice real-world economic principles—earning, saving, spending, budgeting, investing, and trading.
By reimagining grades as economic capital, Grade Economy creates a merit-based virtual economy where academic effort drives economic performance, bridging the gap between traditional grading and practical financial literacy.
The ecosystem is built on a set of innovative mechanics that link academic performance to a virtual economic system. These core mechanics—Grades-to-Currency, Taxation, Inflation, Classrooms as Stocks, and Peer-to-Peer Payments—create a merit-based digital economy where academic effort drives economic performance. Together, they simulate real-world economic principles, fostering an understanding of financial literacy through structured, interactive experiences.
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Grade Economy converts academic performance into digital currency. Each grade or academic milestone earns users currency units, with higher grades yielding more units. This system transforms abstract academic achievements into a tangible asset, enabling participation in a virtual economy where effort directly correlates with economic value.
The Grade Economy ecosystem incorporates taxation to simulate real-world economic systems. A portion of earned currency units is periodically collected as a tax, encouraging users to strategize their spending and saving. This mechanism teaches the principles of fiscal responsibility and the impact of taxation on personal wealth.
Inflation in Grade Economy is driven by below-average academic performance across the ecosystem. When the collective grades fall below a set threshold, the value of currency units decreases, reducing purchasing power. This dynamic encourages users to maintain or improve academic performance to stabilize the economy, teaching adaptive decision-making in response to economic shifts.
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In Grade Economy, classrooms function as stocks, allowing students to invest their currency units in specific classes or academic groups. The performance of these classrooms—based on collective grades—determines the return on investment. This feature introduces students to investing principles, highlighting risk, reward, and the value of collective academic success.
Grade Economy enables peer-to-peer payments, allowing users to transfer their earned currency to others within the ecosystem. This feature facilitates collaboration, trade, or support among users, simulating real-world financial transactions. By managing these transfers, users learn the principles of economic exchange, trust, and strategic resource allocation.
No, Grade Coin is not a cryptocurrency. It’s a virtual currency backed by students’ real-world academic performance—specifically their grades. Unlike cryptocurrencies, which rely on decentralized blockchain technology, Grade Coin’s value is tied to tangible educational outcomes, making it a grade-backed system. This ensures its worth reflects academic effort, bridging virtual learning with real-world results.
Schools can sign up for a free beta, integrate the API with their grade system, and start importing grades. We provide real-time dashboards to monitor student progress and economic activity—contact us to join!
Yes, Grade Economy prioritizes security with encrypted data and privacy-focused design. Only authorized school staff access student information, and all transactions are immutable for transparency.
Yes, students can trade Grade Coins peer-to-peer by requesting and sending payments. They can also generate QR codes to easily get payed. They can trade Classroom Stocks using the official trading section on the Grade Bank app or buying and selling directly between themselves (second market).
Grade Economy:
We offer a sophisticated virtual economy with grade-to-coin conversion, peer-to-peer trading, and classroom stocks, mirroring real-world finance with a currency backed by students’ academic performance.
Offers advanced lessons in investing, trading, and economic value through a stock market model, where coins reflect real grades, teaching the link between effort and worth.
Grade Coins are earned based on actual grades, creating a merit-based system where value is derived from real-world academic achievements, not printable money.
Main competitor:
Basic financial literacy system with earning (jobs), spending (store), saving, and simple mechanics like rent or fines, relying on manually printed paper money.
Focuses on foundational skills (earning, spending, saving) with hands-on activities, but coins are arbitrarily assigned, lacking a direct tie to academic results.
Currency is manually created by teachers, not linked to grades or performance, enabling unlimited printing without a tangible basis.